Medical

Medical bills increase by 10% every year. Put your mind at ease and focus on recovery while we take care of your medical bills.

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Find Out More About Medical

Coverage

Medical plan is a yearly renewable term plan. It covers your medical bills for hospitalizations and treatments.

Affordable Premium

Average premium RM47/month (varies according to age, gender, occupation and deductible chosen). No additional fees will be charged.

Eligibility

Available to those aged 2 weeks old to 55 years old, and renewable up to 70 years old.

Fully Digital Claim

You can claim by scanning face on our mobile app. Please refer to Medical Claim FAQ for more information.

Please read these documents before you decide to take up this coverage plan.

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Get Insured with DearTime

Download our app and buy insurance for yourself or friends with ease.

We offer life insurance products that are pure protection and easy to understand.

Medical bills increase by 10% every year. Put your mind at ease and focus on recovery while we take care of your medical bills.
You can rest in peace with adequate death coverage to support your family if the untoward happens.
Cancer hits 1 in 2 people. We cover you from 45 critical illnesses including the top 3 – cancer, stroke and heart attack.
You cannot predict accidents. If an accident claims your life or renders you fully disabled for life, we got you covered.
Becoming disabled may affect your everyday activities and livelihood. We cushion you from the changes you go through in the event of total permanent disability.

Important Announcement

Changes to Our Business Operations

DearTime is completing its participation in Bank Negara Malaysia Regulatory Sandbox. As part of the terms of participation, DearTime will no longer accept new insurance application and policy renewal starting from 3rd August 2025.

Rest assured, your policy purchased before 3rd August 2025 will remain active until the next renewal date. We will continue servicing you including any enquiry and claim while your policy is active.

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